HOMETOWN CHECKING

If you have a direct deposit, this is the account for you. Why waste time in line? Hometown Checking offers you all the conveniences of a larger bank with one added benefit…a hometown banking atmosphere with friendly, respectful employees. Open your account and elect to have your paycheck automatically deposited into your account and receive:

• Minimum $50 to open
• No monthly service fees
• Free standard wallet checks
• Free Online Banking and Bill Pay
• No purchase charge for Cashier Checks and Money Orders

As with all our accounts, your monthly statement will include images of all your checks and deposits.

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

SENIOR CHECKING – Age 65 and Over

Senior checking is a full service checking account designed to fit your needs. With only $200 minimum balance to open and no monthly service charges, this may be the account for you. With Online Banking you can receive eStatements. Ask us about other valuable services you may want to add, such as our Debit Card or a Safe Deposit Box. Approval may be required.

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

BANCLUB CHECKING

With a minimum deposit of $200, take advantage of our BANCLUB checking account and receive

• Payment Card Protection
• Free Medical Emergency Data Card
• Discounts on Travel and Entertainment
• Accidental Death Insurance
• Wallet Style Checks
• No purchase charge for Cashier Checks and Money Orders

And all this for a service charge of $8.50 a month. A deposit product to meet your needs!

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

INDIVIDUAL CHECKING

The minimum balance to open our Individual Checking account is $200. There is no service charge with a balance over $500. With Online Banking you can receive eStatements. Ask us about other valuable services you may want to add, such as our Debit Card or a Safe Deposit Box. Approval may be required.

• $6.00 service charge with balance $400 to $499
• $7.00 service charge with balance $300 to $399
• $8.00 service charge with balance $200 to $299
• $9.00 service charge with balance $100 to $199
• $10.00 service charge with balance $99 and below

*Senior citizens age 65 and over are not charged a monthly service charge.

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

NOW ACCOUNTS

Want to earn interest? No Problem. Our NOW Account offers the functionality of a regular checking account with the added benefit of earning interest. For any period of time that your balance falls below $1000, you will earn no interest. The first 20 checks are processed at no charge; thereafter a fee of $.20 per check will be assessed.

• $1,000 minimum balance to open
• No charges, no interest with balances $500 to $999
• $10.00 monthly charge, no interest with balance of $499 or less

*Interest rates are subject to change at our discretion.

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

PRIME TIME CHECKING – Age 50 and Over

With a minimum balance of $1000 to open, you will earn interest at the NOW interest rate. With this account, you have unlimited check writing and your first order of checks are free.

• No service charge if the minimum balance is $500 or more
• $6.50 service charge if the balance falls below $500

With Online Banking you can receive eStatements. Ask us about other valuable services you may want to add, such as, our Debit Card or a Safe Deposit Box. Approval may be required.

*Interest rates are subject to change at our discretion.

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

PRIME TIME PLUS – Age 50 and Over

If you are a senior age 50 and over and you want an interest bearing checking account with unlimited check writing, this account may be for you.

• No minimum balance is required
• Earns interest at the NOW interest rate
• No charge for checks
• $4.00 service charge

With Online Banking you can receive eStatements. Ask us about other valuable services you may want to add, such as, our Debit Card or a Safe Deposit Box. Approval may be required.

*Interest rates are subject to change at our discretion.

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

MONEY MARKET ACCOUNT

If you want to earn interest but need to write a limited number of checks per month, ask about our Money Market account. The higher the balance the more interest you will earn. As with all our accounts, you will receive a monthly statement that includes images of all your checks and deposits or with Online Banking you can receive eStatements.

• Minimum balance to open is $2,500
• Over $25,000 Premium Interest rate
• $2,500-24,999 Money Market rate
• $1000 -$2,499 NOW interest rate
• Below $1,000 – no interest and $10 service charge
• If your minimum balance falls below $2,500, your interest rate reverts to the rate being paid on NOW accounts
• Activity limited to 6 debits per month

Note: Interest Rates are subject to change on all interest bearing accounts at the bank’s discretion.

Note: Dormant checking account fee is $5.00 per month
Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

Start building for your financial future with our Regular Savings account. Interest is accrued daily and compounded quarterly.

• $100 Minimum balance to open
• $10   Minimum balance to remain open
• $50   Minimum balance to earn interest
• $5.00 service charge if your balance drops below $100 per quarter
• 6       Free withdrawals per quarter, thereafter $2 each excessive withdrawals

It’s quick and easy with our Switch Kit.

For customers who want to invest $1,000 or more and earn a higher rate of interest, ask for our Golden Savings Account. Interest is accrued daily and compounded quarterly.

• $1000 Minimum balance to open
• If your balance falls below $1,000, your interest rate reverts to the Regular Savings Account rate
• If your balance drops below $100 per quarter, a $5.00 service charge is assessed
• 6 Free withdrawals per quarter, thereafter $2 each excessive withdrawals

Note: Interest Rates are subject to change on all interest bearing accounts at the bank’s discretion.

Note: Dormant savings account fee is $5.00 per quarter.

Switch your Accounts to First New Mexico Bank.
It’s quick and easy with our Switch Kit.

Our safe deposit box offers you peace of mind while keeping your valuables safe. We offer a number of sizes to fit your needs. For more information concerning the availability of safe deposit boxes, please call 575-546-2691.

• $10 Key Deposit in Advance
• $25 Lost Key
• If drilling is requested, actual charges are assessed

Current size and annual price list are.